This is going to be one of the hardest ones unless you have your finances all figured out. It's time for you to go through your banking statements and see where your money is going and we are going to be completely honest here, it's going to be tedious, it's going to be hard and it's going to give us a headache but sometimes you just have to get it done.
Check your expenses and try to see if they are worthy enough for you to have them, most of the time you don't need to drink starbucks 5 times a week, and you definitely can eat at home more often. Take your time and if you start getting stressed think about how much this can help you in the future once you start to think about retirement. Remember to set a porcentage of your income to your savings.

"You must gain control over your money or the lack of it will forever control you."

Dave Ramsey